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Households spending over 40% of income on housing

31 European countries compared for 2025, eu average 7.6 %. Eurostat data.

First in the ranking

2.4 %

Cyprus

EU average

7.6 %

27 member states

Median country

6.3 %

half above, half below

Range

2.4 to 26.4

Cyprus - Greece

How to read it

Across 31 countries, the highest value is in Greece (26.4 %) and the lowest in Cyprus (2.4 %).

Half of the countries are above 6.3 % and half below.

The EU average is 7.6 %; 10 of 31 countries are above it.

For the EU as a whole, the value fell from 10.0 % in 2010 to 7.6 % in 2025.

Housing cost overburden rate by age, sex and poverty status
Percentage · Total · Total · Total

Eurostat methods can differ from the World Bank data used elsewhere on the site - source and licence.

Housing overburden over time

Add to chart: European Union Euro area

Ranking of countries

2025

In chart
Cyprus in chart	1	Cyprus	2.4	−5.2
Albania in chart	2	Albania non-EU	2.6	−5.0
Croatia in chart	3	Croatia	3.2	−4.4
Slovenia in chart	4	Slovenia	3.5	−4.1
Slovakia in chart	5	Slovakia	3.5	−4.1
Poland in chart	6	Poland	4.1	−3.5
Finland in chart	7	Finland	4.7	−2.9
Italy in chart	8	Italy	5.0	−2.6
Romania in chart	9	Romania	5.0	−2.6
Ireland in chart	10	Ireland	5.3	−2.3
Hungary in chart	11	Hungary	5.3	−2.3
Latvia in chart	12	Latvia	5.7	−1.9
Lithuania in chart	13	Lithuania	5.7	−1.9
Malta in chart	14	Malta	6.0	−1.6
Austria in chart	15	Austria	6.1	−1.5
Portugal in chart	16	Portugal	6.3	−1.3
France in chart	17	France	6.4	−1.2
Netherlands in chart	18	Netherlands	6.5	−1.1
Belgium in chart	19	Belgium	6.7	−0.9
Bulgaria in chart	20	Bulgaria	6.9	−0.7
Spain in chart	21	Spain	7.2	−0.4
Serbia in chart	22	Serbia non-EU	7.9	+0.3
Luxembourg in chart	23	Luxembourg	8.1	+0.5
Czechia in chart	24	Czechia	8.2	+0.6
Estonia in chart	25	Estonia	8.8	+1.2
Türkiye in chart	26	Türkiye non-EU	10.0	+2.4
Sweden in chart	27	Sweden	10.8	+3.2
Germany in chart	28	Germany	11.2	+3.6
Norway in chart	29	Norway non-EU	13.5	+5.9
Denmark in chart	30	Denmark	14.7	+7.1
Greece in chart	31	Greece	26.4	+18.8

Tick a country in the table to add it to the chart, up to six at a time - a chart with more lines stops being readable. The ranking is for the latest period in which most countries have a value. EU and euro area aggregates do not take part in the ranking.